Building your nest egg is important for your future needs and retirement. But with so many things to pay for, how can you accomplish such a feat?
For instance, one of your monthly costs is your car insurance. You can use your provider’s car insurance calculator to give you an idea of how much you need to pay. This allows you to budget your money for the month and save some money.
Just like your car insurance estimating tool, there are other online tools you can use to help you save money. Here are some examples.
Goodbudget
This budgeting tool has a paid and free version. It can help you set your savings goals and pay your debt gradually. You can have it on your mobile devices. This gives you the ability to keep track of your money wherever, whenever. Goodbudget also has a boot camp feature to help manage and budget money. You can use it to save for a home or an emergency fund.
Clarity Money
Data science, artificial intelligence (AI), and machine learning in this online tool can help you take full control of your money. This tool can help cancel unused subscriptions, find more efficient credit cards, and lower your monthly bills. Clarity Money can also alert you if you are already overspending. You can use it to save money by a specific target date as well.
Mint
This budgeting tool can connect you to your accounts. You can then use Mint to keep an eye on your investment and budgeting accounts. This tool also offers a subscription and bill tracker. It can also help you create your expense chart and savings goals.
Google Sheets
You may already be familiar with this spreadsheet tool. It is versatile and easy to use. With its budget templates, you can keep an eye on your net worth and investments.
Personal Capital
This may be one of the most efficient money tools you can find online. Focused on investments, Personal Capital is a free tool that can help you track your investment accounts, spending, credit cards, and income. It can also keep an eye on your bank and crypto accounts.
Trim
You can save money with this online financial tool. You need to connect all your accounts to Trim first. Then, it will evaluate your spending. The app will then suggest ways that can help you save money. Upon agreeing to Trim’s proposal, it will negotiate to reduce your monthly costs on your behalf. This free tool can also spot some subscriptions you may choose to cancel.
Qapital
Automatic saving is what this online tool is all about. It constantly sets aside small amounts of your money that you do not need for daily expenses or bills. Qapital can set aside 30 percent of what you earn. It can also save a certain amount every day, week or month. All these features make it easier for you to save money.
Digit
This is a simple online savings tool. You need to connect your bank account to Digit and it will analyze your income and spending. It can then help you set aside small amounts that you do not touch for your daily expenses or bills. The small amounts will transfer to your Digit savings account. You might be surprised at how much you will earn by the end of the month.
Halfdollar
You can use this app to save money regardless of how you earn it. You can enter your sources of income and track your spending each month. This tool works well for business owners and couples.
Truebill
This tool helps you save money on your monthly bills. Truebill will scan your online bank statements and spot your subscriptions. You will then get a monthly report that flags anything new in your subscription fees. It can catch the old subscription or a free trial you are still paying for. Through Truebill, you can cancel the subscription if you feel you do not need it anymore.
YNAB (You Need a Budget)
You can use this tool to save money, pay off your debt, and stop living paycheck-to-paycheck. YNAB is user-friendly as well. It can track your bills and finances. YNAB can also help you set your savings goals. It can help you save and change your lifestyle at the same time.
Budgt
This online money-saving tool makes money management simple. It creates a new budget for you each day. This new budget is based on the amount you have spent during the month already. All you need to do is enter your one-time and recurring expenses. Then, you can set your money-saving goals. Budgt will tell you how much you have left to spend every day.
Coupons at Checkout
You can use this browser add-on to find coupon codes when you hit an online checkout webpage. It can save you money each year. This will work for you if you are a frequent online shopper.
Spendee
Many people do not want their bank accounts touched or analyzed. If you’re the same way, you can use Spendee. You can track your expenses with this online budget tool. You can just add your expenses and income manually. Spendee can then help you evaluate your spending. It makes you think about the things you spend on each month.
Pennies
This online tool has a simple interface. There are no charts, diagrams or graphs that often make things more complicated. You can enter several budgets. Transferring money between budgets is easy with this app as well. Pennies updates your budget each time you get paid. It reminds you of how much you spend. That way, you keep an eye on your finances and future goals.
The Right Online Money-Saving Tool Can Help You Reach Your Financial Goals
Saving money can be easier with online financial tools. You can just download the one you think best suits your needs and work with it. Slowly but surely, you will see an improvement in your finances. You might be surprised at how much you can save with such an efficient budget assistant right at your fingertips.
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